Personal Loan
Ahoto Home Improvement Loan

Ahoto housing loan is a housing loan for small and medium scale business men and women, farmers and salaried workers. Clients having a Business size of less than GHS20,000.

Purpose:
For home improvement.

Target "Economically active clients" who are working and are self-employed Micro entrepreneurs
Scheme Loan No
Collateral Required No
Accepts Employer Guarantee No
Repayment Period 24 months
Maximum Loan Amount GHS 10,000
Other requirements Applicant should own or rent a house. If the applicant is renting the house, the lease should be at least 2-5 years.
Personal Loan
Ahoto Incremental Building Loan

Ahoto housing loan is a housing loan for small and medium scale business men and women, farmers and salaried workers. Clients having a Business size of less than GHS20,000.

Purpose:
For incremental building.

Target "Economically active clients" who are working and are self-employed- Micro entrepreneurs
Scheme Loan No
Collateral Required No
Accepts Employer Guarantee No
Repayment Period 36 months
Maximum Loan Amount GHS 20,000
Other requirements Applicant should own land and provide: Receipt of purchase of land, Indenture and Land Title Certificate. Applicant should be in the process of purchasing a land and provide Site plan for a search at Lands Commission. Acceptable background check for purchase of land. Applicant must have started a housing project
Salary Advance
Salary Loan

Short and medium term finance for salaried workers. "Economically active clients" who are salaried workers

Purpose:
For emergency, unexpected bills or special occasions.

Target Salaried workers
Scheme Loan Yes
Collateral Required No
Accepts Employer Guarantee Yes
Repayment Period 36 months
Personal Loan
School Fees Loans

Loan to existing OISL Loan clients and potential customers for payment of their ward’s School fees and school related expenses. Clients having a Business size of less than GHS 8,000. Basic Schools 1st Cycle School - GHS 2000 per child; 2nd Cycle School - GHS 3000 per child

Purpose:
For payment of their ward’s School fees and school related expenses

Target "Economically active clients" who are working and are self-employed (with focus on women) - micro entrepreneurs. Financially excluded clients who do not have savings / loan account with other formal institutions such as Banks.
Scheme Loan No
Collateral Required No
Accepts Employer Guarantee No
Repayment Period 12 months
Maximum Loan Amount GHS 3,000
Other requirements Applicant must be an existing or new client. Applicant’s ward must be in private basic school or 2nd cycle school. Borrowing clients can access this facility provided they can meet repayment obligations based on their cash flow.
Personal Loan
WASH Loan

To improve the overall health and well-being of impoverished families in Ghana through the provision of small loans for improved household water, sanitation and hygiene. WASH-Related Businesses along the entire WASH value-chain – individual and companies. Guarantee is mandatory for Non OISL clients.

Purpose:
To improve water supply and sanitation situations including: Household latrines/toilets construction, Household toilets rehabilitation, Drilling of boreholes, wells, etc. Household piped water connection / extension, Water storage

Target Economically active clients and non-clients
Scheme Loan No
Collateral Required No
Accepts Employer Guarantee No
Repayment Period 24 months

16 Review

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

16 Review

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

16 Review

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

  • John Doe

September 9, 2016

Ut velit mauris, egestas sed, gravida nec, ornare ut, mi. Aenean ut orci vel massa suscipit pulvinar. Nulla sollicitudin. Fusce varius, ligula non tempus aliquam.

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